Georgia Chung, CPA
Area of Focus:
Georgia Chung is a Partner and administrator for the firm. Georgia worked as a Senior Internal Auditor at the Auto Club of Southern California and as a Senior External Auditor at Crowe Horwath., She has over 15 years of banking and underwriting experience at both regional and international financial institutions, such as United Pacific Bank and HSBC.
Performed business development and depository gathering and grew deposit base from $0 to $50+ millions in one year. Oversaw and participated in development, expansion and management of consumer and business account relationships within a branch, concentrating efforts in meeting customer wealth management needs for financial service products. Identified customers with additional profit potential and developed action plans to expand these relationships; utilized sales programs to acquire new relationships. Delivered business plan growth and income objectives; managed, coached and support branch employees on developing, managing and growing profitable customer relationships to support these efforts. Monitored and controlled branch income and expense accounts, emphasizing error and loss containment. Ensured compliance with established internal policies and external regulations and suitability of the branch environment for business. Managed loans amounting from $250,000 to $3.5 million, with specialization in commercial lending/trade finance, including syndication and participation loans. Underwrote commercial real estate loans and construction loans. Performed analysis of financial statements, tax returns, and underwriting of loan proposals. Provided comprehensive account management of existing and potential customers. Oversaw and supervised subordinate banking officers, assistant level staff and other related matters/employees.
Education and Professional Licenses:
- Certified Public Accountant, California and Colorado
- Member of the American Institute of Certified Public Accountants (AICPA)
- Certificate Program in Real Estate, California
- California Real Estate Broker Licensee
- Professional Designation in Personal Financial Planning (PFP), University of California, Irvine
- Bachelor of Arts, Economics, University of California, Irvine
- Masters of Business Administration, Pepperdine University, California
Fluent in English, Mandarin and Taiwanese, with working knowledge of Cantonese